Homeowner Resources - Foreclosure Prevention Assistance

Helpful Links and Resources

HUD-Approved Housing Counseling Agencies

Housing Initiatives Partnership (HIP) 6525 Belcrest Road, Suite 555, Hyattsville, MD 20782 301-699-0425	HOMEFREE USA 3401 East/West Hwy., Hyattsville MD 20782 301-891-8400
Housing Options & Planning Enterprises, Inc. (H.O.P.E.) 6188 Oxon Hill Road, Suite 700 301-567-3330	Kairos Development Corporation 5601Old Branch Ave., Camp Springs, MD 20748 301-899-1180
Roots of Mankind 4273 Branch Ave, Ste 205, Temple Hills, MD 20748 301-899-6800	Sowing Empowerment and Economic Development (SEED) 6201 Riverdale Rd., Suite 200, Riverdale, MD 20737 301-458-9808
Unity Economic Development Corporation (UEDC) 5801 Allentown Road, Suite 309, Camp Springs, MD 20746 301-372-6036	NID-Housing Counseling Agency 3211 Pennsylvania Ave., SE, Washington DC 20020 202-399-9136
Greater Washington Urban League 6200 Baltimore Ave., Ste. 304, Riverdale, MD 20737; 301-985-3519	Centro de Apoyo Familiar (CAF) 6801 Kenilworth Ave., Suite 201, Riverdale, MD 20737 301-328-3292

A list of all HUD-Approved Home-Ownership Counseling Agencies can also be found at http://www.hud.gov/counseling or by calling 800-569-4287.

What To Bring To Your Foreclosure Prevention/Workout Session?

THE FOLLOWING DOCUMENTS: Intake forms (with budget) Signed authorization forms ID (proof of citizenship / residency) Individual credit report Copies of current loan settlement documentation Monthly mortgage statement Promissory note HUD-1 Settlement Sheet Truth-in-Lending statement

COPIES OF THE FOLLOWING DOCUMENTS All correspondence from the lender (or attorney) since default Two most recent pay stubs or proof of household income W-2s and tax returns for the last two (2) years Two most recent bank statements Most recent 401K or retirement statements (if applicable) Hardship explanation letter (with loan# and borrower’s name) Bankruptcy documents (if applicable) If self-employed Complete tax returns (3 years) Profit & Loss statements (3 years) Current year-to-date Profit & Loss statement, signed by your accountant